When doing an inventory, be sure to label the outside of the box with a list of the contents, and then record an image of those items.
Has Your Church Completed a Personal Property Inventory?
Once you have a home inventory, make sure to keep it updated by adding new purchases to the list, and re-evaluating older items over time. Aside from providing a record of your valuable items in case of a claim, a home inventory can be a great exercise to help you more accurately determine your property coverage needs. Over the years, we accumulate more property than our policies might have covered when we first purchased them. Be sure to go over your home inventory with your agent in order to determine if you have enough coverage for everything that is important to you.
If you opt for a written inventory with pictures, scan and save a digital copy or keep a hard copy in a safe deposit box outside of your home.
The information contained in this page is provided for general informational purposes only. The information is not meant as professional or expert advice, and any reliance you place on such information is therefore strictly at your own risk.
Each insurer has sole financial responsibility for its own insurance products. Visit farmers. Not all insurers are authorized to provide insurance in all states. Not all products, coverages and discounts are available in every state. Restrictions, exclusions, limits and conditions apply. See agents for details.
Household Property Inventory – Financial Security for All
Home office, Los Angeles, CA. SE, Ste. Each insurer has sole financial responsibility for its own insurance. List of all insurers at farmers. Not all insurers are authorized in all states. Not all products, coverages, features and discounts are available in every state and may vary by state.
- how to obtain a copy of a death certificate;
- where to pick up the yellow pages;
- Home Inventory Apps can help Document your Personal Property;
Restrictions, exclusions, limits, and conditions apply. These include invoices, cancelled checks, bills of sale, credit card receipts, or gift records. Update your inventory annually and keep two copies of it in separate locations and one with your insurance agent. Document specialty items like unusual communion sets, candleholders, crosses, or artworks that are not part of your building.
Be sure to inventory smaller items that add up when you have them in quantity; i. Continue your inventory on a room-by-room basis, and remember to itemize the personal property of others stored at your facility. Call your agent before starting your inventory. Your agent can give you tips pertaining to your situation, answer questions about your present coverage, and help you evaluate whether you need additional insurance coverage. Recently, we learned about two major overseas incidents involving pastors on mission trips. The first incident involved a pastor being hit by a motorcycle while running.
The second was a bus accident involving two pastors.
Creating A Home Inventory List For Insurance - A Guide With Best Apps And Tools
The runner and one of the two bus passengers sustained extensive injuries. While many provisions only apply to churches with 50 or more full-time equivalent employees FTEs , even smaller churches could potentially violate provisions applicable to health benefit plans with as few as 2 plan participants.
July 4 th is synonymous with food, fun, and fireworks. If your church is planning an event this Independence Day, remember to keep a focus on safety, so that everyone can have fun. National Insurance Awareness Day falls on June 28 this year to remind people everywhere that insurance is vital to their companies and ministries. More than confirmed cases of measles have been reported in the United States so far this year, making this outbreak the worst in decades.
Do you use commercial vehicles that transport more than 15 passengers or carry cargo from one state to another as part of your ministry? If your ministry collects tithes or donations, you could be targeted by scammers practicing donation overpayment fraud. Beloved evangelist Billy Graham was called to his heavenly home on Wednesday, February 21, , at the age of For the first time in its 13 years of influenza monitoring, the U.
Centers for Disease Control and Prevention is reporting that every state in the continental U. Get tips on how to keep your congregation healthy this flu season. Snow skiing.
Whitewater rafting. A youth group trip can give students an exciting diversion from their weekly routines, as well as an opportunity to strengthen healthy friendships. Off-site activities may challenge your students to step outside of their comfort zones a bit, but this can bring about a positive result. If you are in the process of planning a mission trip for your church group, make sure to think carefully about insurance, safety, and security as you hammer out the details.
On to your regularly scheduled post:
Extra preparation could minimize headaches when your group arrives on the mission field. Has your church or school ever been asked to loan one of your vans or buses to another? Before you decide to loan your ministry vehicles to another organization, seriously consider the potential risks associated with such a decision.