The list is helpfully divided into categories such as credit reporting, employment history, insurance, renting and so on. Note that you can request and dispute the information that these CRAs have on file for you. For checking on potential roommates or romantic partners, you can use just about any service or legal method. The simplest option for a background check is to hire a professional service. You can find dozens of background check agencies online. You will need to watch out for scam companies.
Look around at several companies to find the average price for a background check and avoid any companies that are too low or too high. If you want to save some money and you have some time, you can do many of the same checks yourself. You might also dig up information on a person's habits or character that a professional might not consider.
What information do I need to get started?
They comb Google, Facebook and other information websites to find out details that the person has willingly shared. A Google search could turn up other things about the person that might make you think twice, too. However, you probably won't see important details about whether they've been arrested or evicted in the past. Luckily, most court information is public record. To find it, go to your state's official government website or find the information you need at the National Center for State Courts.
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Make sure you search every state that the person you're checking has lived in. After that, you might want to drill down to discover any felony and misdemeanor convictions on the county and city level.
How to do a free online background check
Keep an eye out for civil judgments, too, such as a bankruptcies and court orders to pay debts. In most cases, a credit report can't be pulled without a legitimate business purpose and written permission.
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A good strategy for screening a roommate would be to ask him or her to volunteer a report. All consumers are entitled to get a free copy of their credit report once a year from the three reporting agencies — Equifax, Experian and Trans Union. The more information you have about a person, the better your searches will be.
Here are some of the most common background checks:. Verify that everything is true. Make sure that they change any incorrect information. After the screening company investigates, they should send you the corrected results. Prepare yourself for any questions they may ask about it. Running background checks seems like a lot of work. Is all this really worth it? Running a background check does take effort, but it prepares you for what your employer will find. You will be able to handle any issues that come up.
You will also be prepared to answer tough questions related to your background check results. Background checks show you if something is inaccurate. You can then resolve incorrect information before it panics your prospective employer. Doing a background check in advance improves your chances of getting the job you want.
So, which screening company is best for your needs? Plenty of employers run background checks, and most get fantastic benefits from it. Get in on the benefits by running your own background check first. While you can find a lot of the same information by doing your own background check, it takes more time. The various fees can also add up. Contracting a background check company to do the checking for you will save you time and money. A screening company also includes only the information that your employer can see. But, where can you find the best company to run a background check on yourself?
At Trusted Employees, we offer self-background checks. We can help you decide what background checks fit your employment needs and interpret the results for you. Contact us today to learn more. She has worked in the background screening industry for over 15 years and holds Advanced Certification in the Fair Credit Reporting Act from the National Association of Professional Background. Start by using these basic methods: Online databases. Search online public records databases to see your information.
Social media. Google yourself and look at your social media profiles. Court records. Check your references, education history, and work experience. Credit report. Request your credit report from one of the three nationwide credit reporting companies. The right background check company. Order a comprehensive background check from a company specialized in background searches. Searching Online Public Records Databases Public records databases reveal if you have a criminal record.
You can search online public records by following these steps: Check all available national databases and public records. For federal cases, you can use the online index for federal court records. Look at your records and make sure no items belong to someone with a similar name. If something is incorrect, be prepared to dispute it. Searching Social Media Social media has become a massive concern for employers.
You can do this yourself or hire a company to deal with it. Look at all your social media profiles. Do they look professional? Are the pictures and comments appropriate? If something looks dodgy, delete it or make your account private. Check if the relevant courthouses have their records available online. If not, visit each courthouse in person to request your record.
Inspect your records. Review the details to ensure everything is correct. If anything is incorrect on your records, be prepared to dispute it with the court. You can file this yourself or consult a lawyer. Reviewing Your References Verifying references, work history, and education is crucial for employers.
You can review your references by following these steps: Call your work references and ask them about your work history. Confirm your position, duties, start and end dates, and the date of any promotion you received. Call your high school and postsecondary school. Ask them for a copy of your records and verify that everything is correct.
Some schools also allow you to request your records online. If something is wrong, alert the school and have them fix it. Your Credit Report Credit reports show how fiscally responsible you are. Here are some tips for running a credit report on yourself: The Fair Credit Reporting Act requires that the three nationwide credit reporting companies provide you with a free copy of your credit report upon your request.
You can order a copy from each company once a year.
National Criminal Background Check
That means you can get three free reports. To order the report, fill in your name, date of birth, social security number, and home address. You might need to verify some personal information, like an old address or phone number, to access your report. If you see something suspicious on your report, call the credit reporting company to ask about it. You could be a victim of identity theft. Use a Reputable Background Check Company Using a background check company will cut down on the time and work you need to do a background check.
You can find the right screening company by answering these questions: Are they Fair Credit Reporting Act certified? Certification ensures the company only includes information that is legally allowed. Can they explain what policies they use to ensure legal compliance? Screening companies should be able to educate you on their legal compliance measures. Do they verify all their results?
How to Run a Background Check on Someone
Use a business that double-checks their reports. Do they allow you to run a background check on yourself? Order a Variety of Background Checks The job you apply for determines which background checks you should run.