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Alarms and immobilisers reduce theft risk. Keep it affordable though, in case you need to claim. Get qualifications like Pass Plus or the advanced driving test under your belt — more experienced and reliable drivers pay less. In a garage or on a driveway overnight is far safer than on a street away from home. And if you pay monthly, you'll pay interest on them too. You might have to pay just to change your address, so factor these in, and check your details are right before you buy your policy. The wrong insurance almost always costs more in the end.

The smallest things can invalidate your cover, leaving you with a hefty bill if you try, and fail, to claim. For more tips to cut the cost of your car insurance check out our guide.

Arrive at the best car insurance quotes

Some insurers will include them as standard, or you can pay extra to add them to your policy - think about which ones you really want or need before you buy. This gets you and your car home or to the nearest garage if you break down. You can choose from three levels of cover - Roadside assistance, roadside assistance and recovery or roadside, recovery and home start. Watch out for exclusions. If your car is stolen or written-off, you might not be offered a courtesy car. Personal accident compensates you for injuries caused by a car accident. The claim limit varies between insurers, and other drivers and passengers are sometimes covered too.

You'd only claim on personal accident cover if the accident is your fault. Claim limits also vary between insurers. It can also cover the replacement of your windscreen if it can't be repaired, but you might have to pay a small excess. If you lose your keys, or they get stolen, lost key cover can help cover the cost of replacing them.

When you compare quotes with us, you can opt for us to send you a reminder when your annual insurance is up for renewal. Telematics insurance policies use a black box or app that tracks your driving to calculate your insurance. Having a wealth of driving experience means car insurance for over 50s is usually cheaper - and there are insurers that offer specialised insurance too.

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For additional cover - like spare parts, salvage retention and agreed value - protect your vintage with classic car insurance. If you only need to drive every now and again. Always be honest - if you lie you could invalidate your cover. Always give an honest valuation. This means the total mileage for the car, so you need to include miles for all drivers who use it. You want to get this right - it makes a big difference to the price you'll pay for your insurance. Overestimate your mileage and you'll end up paying more. Underestimate and you could invalidate your policy.

Why buy cheap car insurance from us?

Use our annual mileage calcuator to help work it out. Use it as a base, then add a bit more if you need to for irregular journeys and extras, like long driving trips for holidays. Insurers can change their prices at any time. Some insurers offer cover to drive other cars as part of fully comprehensive policies, but its rarely a feature of third party or third party, fire and theft — and is often written out of policies for young or inexperienced drivers. Check policy docs to be certain. Often, it's only supposed to be used in emergencies, rather than everyday driving.

Some insurers will charge an admin fee for this.

Most insurers charge these fees. For free. On us. Car insurance purchases only. More info. Get a car insurance quote. FREE excess cover How does this work? Home Insurance Car insurance. What cover do I need? Fully comprehensive car insurance is the most extensive cover you can get. Key points The most basic level of insurance, and a legal requirement Covers third parties, and their property. What's my car insurance going to cost? Compare car insurance quotes in minutes We only need a few details to get your car insurance quotes.

Get a quote now and save. Excess: This is the minimum amount you pay when you make a claim. The higher the excess, the cheaper your premiums will be. Legal cover - here is how to work out if you need it. See the full list of the car insurance extras that could be worth adding to your policy. Check your policy to see if any of these are included as standard, and if not, consider whether it is worth the additional cost to add them.

One of the best ways to get personalised car insurance quotes, is to use a car insurance comparison.

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Usage : This usually includes whether you use your car for general commuting, socialising and business purposes. You also need to say how many miles you travel in a year. Your licence : The kind of licence you have can affect your insurance. This is also where you can add any other driving qualifications you may have. Lower your risk : You can reduce risk by fitting your car with an approved alarm, or parking your car in a garage or driveway. These are popular cars that are cheaper to repair or replace. Lower the price : You can get a better deal if you pay your insurance premium annually, rather than monthly instalments.

Shop around : Comparing car insurance quotes will help you find the best deal possible. Ask for a discount: It never hurts to ask. If you find a quote with a different insurer, ask your provider to beat or match the offer. Car Insurance comparison is provided by Confused. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites.

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How to compare car insurance quotes

We don't sell your personal information, in fact you can use our site without giving it to us. If you do share your details with us, we promise to keep them safe. Our data experts check the companies we list are legit and we only add them to our comparisons when we're happy they've satisfied our screening. We're totally passionate about giving you the most useful and up to date financial information, without any fancy gimmicks. Our website is completely free for you to use but we may receive a commission from some of the companies we link to on the site.

How money. We are classNameed as a credit broker for consumer credit, not a lender. Life insurance Health insurance Critical illness cover. Travel money Travel prepaid cards No foreign transaction fee credit cards Travel insurance Car hire excess insurance European breakdown cover. Get quotes from these car insurance providers and more.

How to get cheaper car insurance

If you compare car insurance, you can get the cover you need for a price that you can afford. The three levels of cover Comprehensive car insurance : This covers you, your car, passengers and property, as well as any third parties involved in an accident. What car insurance cover should you get? Which car insurance extras are worth having? No, it is a legal requirement to have at least third party car insurance cover to drive in the UK.

How can I get cheaper car insurance? There are several things you can do to get cheaper cover. Try these 10 easy ways to cut your car insurance costs. It can cover damage to your and another driver's car after an accident. It can also cover theft, vandalism and fire. Is it cheaper to pay annually or monthly?

Should I let my policy automatically renew?